Larry Curtis - Kaplan, Louisiana Attorney

April 21, 2008 - Health Insurers Ordered to Reinstate Revoked Policies

April 18, 2008 - Three of the leading health insurance companies in California have been ordered to reinstate 26 policies that were revoked because insurers claimed that policyholders lied on their applications. California regulators said the policies were wrongly rescinded for inadvertent errors made on the applications.

A California regulatory agency warned the companies that it will also review thousands of revocations of insurance policies from the past four years, which may lead to many more reinstatements.

Consumer advocates believe that the policy of wrongful rescission by insurance companies is not limited to these 26 cases in California. They say that predatory insurance practices are an industry-wide problem.

These problems occur more often with individual health insurance plans than with group plans. Only about 5% of insurance policies are currently purchased on the individual market. However, a plan proposed by Republican presidential nominee, Senator John McCain, would cause a dramatic spike in individual insurance plans.

McCain proposes converting the tax break that employees currently receive on health insurance benefits into a tax credit to be used to purchase health insurance on the individual insurance market. This would place more individuals at risk of having their policies revoked for inadvertent mistakes on insurance applications.

If what is happening in California is indicative of a more widespread problem in the insurance industry, reform measures will be necessary to prevent predatory insurance practices.

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Larry Curtis, Personal Injury Attorney handles all types of Personal Injury cases including: Automobile Accidents, Maritime Accidents, Spinal Cord Injuries, Traumatic Brain Injuries, Wrongful Death, Insurance Bad Faith, Airplane Accidents, Drunk Driving Injuries, Large Truck Accidents, Motorcycle Accidents, School Bus Accidents, Slip and Fall Accidents.

Larry Curtis, Personal Injury Attorney serves the following Louisiana areas: Southern Louisiana, Lafayette, Acadia Parish (Crowley), Allen Parish (Oberlin), Ascension Parish (Donaldsonville), Assumption Parish (Napoleonville), Avoyelles Parish (Marksville), Beauregard Parish (DeRidder), Bienville Parish (Arcadia), Bossier Parish (Benton), Caddo Parish (Shreveport), Calcasieu Parish (Lake Charles), Caldwell Parish (Columbia), Cameron Parish (Cameron), Catahoula Parish (Harrisonburg), Claiborne Parish (Homer), Concordia Parish (Vidalia), DeSoto Parish (Mansfield),East Baton Rouge Parish (Baton Rouge), East Carroll Parish (Lake Providence), East Feliciana Parish (Clinton), Evangeline Parish (Ville Platte), Franklin Parish (Winnsboro), Grant Parish (Colfax), Iberia Parish (New Iberia), Iberville Parish (Plaquemine), Jackson Parish (Jonesboro), Jefferson Parish (Gretna), Jefferson Davis Parish (Jennings), Lafayette Parish (Lafayette), Lafourche Parish (Thibodaux), LaSalle Parish (Jena), Lincoln Parish (Ruston), Livingston Parish (Livingston), Madison Parish (Tallulah), Morehouse Parish (Bastrop), Natchitoches Parish (Natchitoches), Orleans Parish (New Orleans), Ouachita Parish (Monroe), Plaquemines Parish (Pointe a la Hache), Pointe Coupee Parish (New Roads), Rapides Parish (Alexandria), Red River Parish (Coushatta), Richland Parish (Rayville), Sabine Parish (Many), St. Bernard Parish (Chalmette), St. Charles Parish (Hahnville), St. Helena Parish (Greensburg), St. James Parish (Convent), St. John the Baptist Parish (Edgard), St. Landry Parish (Opelousas), St. Martin Parish (St. Martinville), St. Mary Parish (Franklin), St. Tammany Parish (Covington), Tangipahoa Parish (Amite), Tensas Parish (St. Joseph), Terrebonne Parish (Houma), Union Parish (Farmerville), Vermilion Parish (Abbeville), Vernon Parish (Leesville), Washington Parish (Franklinton), Webster Parish (Minden), West Baton Rouge Parish (Port Allen), West Carroll Parish (Oak Grove), West Feliciana Parish (St. Francisville), Winn Parish (Winnfield)

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